Quick Answer

SOC 1 reports focus on controls relevant to financial reporting and are required for financial statement audits when you use service organizations. SOC 2 reports focus on Trust Service Criteria (security, availability, processing integrity, confidentiality, privacy) and are used for operational and security assurance. Use SOC 1 for financial audit requirements; use SOC 2 for vendor security and operational assessments.

SOC 1 vs SOC 2: Complete Comparison

Last Updated: November 18, 2025

Key Differences at a Glance

AspectSOC 1SOC 2
Primary FocusFinancial reporting controlsTrust Service Criteria (security, availability, etc.)
StandardSSAE 18 / ISAE 3402SSAE 18 / TSP Section 100
Primary UsersFinancial statement auditorsManagement, vendors, customers, prospects
DistributionRestricted (user entities and their auditors)Type II: Restricted; Type III: Public
Audit ImpactRequired for financial statement auditsNot for financial audits
Report TypesType I or Type II onlyType I, Type II, or SOC 3 (summary)
Criteria FlexibilityControls must relate to financial reportingCan select 1 or more of 5 Trust Service Criteria
Common ExamplesPayroll processors, claims administrators, loan servicersSaaS platforms, cloud providers, data centers

When to Use Each Report Type

Use SOC 1 When:

  • Your services affect clients' financial reporting (e.g., payroll, transaction processing)
  • Client auditors require it for financial statement audits
  • You process financial transactions or maintain financial records
  • Regulatory compliance requires financial control reporting

Use SOC 2 When:

  • You need to demonstrate security and operational controls
  • Clients request vendor security assessments
  • You're a SaaS, cloud, or technology service provider
  • You want to market your security posture to prospects and customers

Trust Service Criteria (SOC 2)

SOC 2 reports can address one or more of the five Trust Service Criteria:

🔒 Security (Required)

Protection against unauthorized access (physical and logical) to the system. This criterion is always required for SOC 2 reports.

⚡ Availability (Optional)

The system is available for operation and use as committed or agreed. Includes monitoring, incident response, and backup/recovery.

✓ Processing Integrity (Optional)

System processing is complete, valid, accurate, timely, and authorized. Focus on data quality and transaction processing.

🔐 Confidentiality (Optional)

Information designated as confidential is protected as committed or agreed. More restrictive than privacy.

👤 Privacy (Optional)

Personal information is collected, used, retained, disclosed, and disposed of in conformity with privacy commitments and regulations.

Can You Have Both SOC 1 and SOC 2?

Yes! Many organizations maintain both SOC 1 and SOC 2 reports because they serve different purposes and audiences:

  • SOC 1 satisfies financial auditor requirements for clients
  • SOC 2 demonstrates security and operational controls to prospects and existing customers

Example: A payroll processing company might maintain a SOC 1 report (required by their clients' financial auditors) AND a SOC 2 report (to demonstrate security controls to prospects and satisfy vendor security assessments).

Cost and Timeline Comparison

FactorSOC 1SOC 2
Typical Cost$15,000 - $50,000$20,000 - $100,000+
Audit Duration2-4 months3-6 months
Renewal FrequencyAnnuallyAnnually

Quick Decision Framework

Ask yourself:

  1. 1.Does your service impact clients' financial reporting?
    Yes → You likely need SOC 1
  2. 2.Are clients asking for security assessments?
    Yes → You likely need SOC 2
  3. 3.Are you trying to win new business in regulated industries?
    Yes → SOC 2 can be a competitive differentiator
  4. 4.Do client auditors require SOC 1 reports?
    Yes → SOC 1 is mandatory, not optional

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